I am an Independent Financial Adviser

Justin Luther, an independent financial adviser

I’m Justin Luther, and I started Luther Wealth Management to help people manage their investments and retirement planning. I’m an independent financial adviser.

I started Luther Wealth Management because I think the wealth management industry is overrun by schmucks who charge too much and know too little. It bothers me that such a large majority of the industry is devoted to using high-pressure sales tactics to squeeze commissions out of clients. I’ll be writing about that a lot on this blog.

An independent financial adviser and a CFA charterholder

I’m proud to be a CFA charterholder. The CFA (Chartered Financial Analyst) curriculum covers a broad range of topics essential to professional investing including:

  • ethical & professional standards,
  • quantitative methods
  • economics
  • financial reporting & analysis
  • corporate finance
  • equity investments
  • fixed income
  • derivatives
  • alternative investments
  • portfolio management
  • wealth planning
    For more information on the CFA designation and curriculum, you can check out the CFA Institute. I also worked for several years at a top investment bank as a publishing fixed-income research analyst. I became an independent financial adviser to use the knowledge and experience I’ve gained to help others realize their investing goals.

My goal with this business is to provide sound advice to a wide range of savers and investors, at a reasonable price. I have structured this business to avoid the conflict-of-interest pitfalls that are common in this industry.

To set up your portfolio properly, I developed a proprietary portfolio optimization algorithm that helps me make sure you have a correctly diversified set of investments. We can use this when we develop your investment plan to make sure that your entire investment portfolio reflects your unique needs and tolerance for risk.

I would love to talk to you about your investment goals

Give me a call or shoot me an email if you’d like to discuss your investments with me! Or you can contact me directly via this blog.

Luther Wealth advising session

Justin Luther, CFA
Luther Wealth Management