The Rule of 55, Rule 72(t), and Retiring Early
What's the #1 thing people know about retirement accounts? They are good for your taxes, but they lock your money up until you are 59½. This is generally…
Category
Retirement & Tax Strategy
Avoiding Double Taxation in Your Traditional IRA
For many investors, traditional IRAs are a cornerstone of their retirement strategy, offering the promise of tax-deferred growth and, in some cases,…
Do an IRA Rollover After Leaving Your Job
I often encounter questions about the best strategies for managing retirement savings. One common query is whether employees should transfer their 401(k)…
Tax Strategy
Tax strategy is one of the three pillars of sound investment strategy, along with minimizing fees, and diversification. In this article, I'll explore a…
Backdoor Roth IRA Strategies
For many individuals, saving for retirement is a top priority. One popular savings vehicle is the Roth IRA, known for its tax-free growth and withdrawals.…
Investment Accounts for Children
I frequently get asked about investment options that parents can establish for their children. It’s an important question, and there are several options…
SEP Plans are a Valuable Tool for Small Businesses
Simplified Employee Pension (SEP) Plans are a fantastic tool for small business owners, and employees of small businesses, to save and invest for…
RMDs: Required Minimum Distributions
Do you have money invested in a retirement account? If so, you may be responsible for taking Required Minimum Distributions (RMDs) every year to avoid IRS…
Tax Day Is Also Last-Minute IRA Contribution Day
Most people know that April 15th is the deadline for tax returns. But it's also an important deadline for your retirement savings. April 15th is also the…
401k Selection: Focus on These Two Things
401k investments are often the entry point for young investors into the market. There are a lot of factors that can and should influence an investor's…