The Rule of 55, Rule 72(t), and Retiring Early
What's the #1 thing people know about retirement accounts? They are good for your taxes, but they lock your money up until you are 59½. This is generally…
Tag
Finance
Robo-Advisor Clients Should Worry About Synapse
Last year, a fintech company called Synpase went bankrupt, affecting bank accounts of over 100,000 clients. This bankruptcy sent shockwaves through the…
TreasuryDirect is My Favorite Way to Buy Bonds
I love TreasuryDirect! It's a free site run by the US Government to allow people to buy US debt. I don't think there's any other situation in which an…
Questions You Should Ask Your Financial Adviser
Working with a financial advisor can be one of the most important decisions you make for your financial future. A good advisor acts as a trusted guide,…
Is the S&P500 Index Actually Diversified?
The S&P 500 index, a widely followed benchmark of the U.S. stock market, has long been considered a reliable indicator of the overall health of the…
Five Reasons to not Panic in a Bear Market
2022 has been an extremely bad year for almost every asset class! Stocks and bonds have suffered large losses. And inflation has been high, further…
Critical Flaws in Binance and Other Crypto Exchanges
For most of 2022, financial news has been filled with stories about big losses across all asset classes. But one of the biggest losers has been…
Direct Indexing in Luther Wealth's Future
In the great divide between active and passive investing strategies, Luther Wealth is definitely in the passive camp. All of my clients are fully invested…
My Favorite Financial Sites
A quick list of my favorite financial sites and what I use them for. It's a fairly short list, because most financial sites are harmful.
Stock Buybacks Aren't Evil
I have read several articles over the past year that include some harsh criticism of corporate stock buybacks. Most include a version of the argument:…
21 Inc. is Worse than Vox Thought
Recently I have seen several headlines surrounding a new tech firm 21 Inc. that has raised a considerable amount of capital. They specialize in bitcoin…