The Rule of 55, Rule 72(t), and Retiring Early
What's the #1 thing people know about retirement accounts? They are good for your taxes, but they lock your money up until you are 59½. This is generally…
Tag
Taxes
Backdoor Roth IRA Strategies
For many individuals, saving for retirement is a top priority. One popular savings vehicle is the Roth IRA, known for its tax-free growth and withdrawals.…
Investment Accounts for Children
I frequently get asked about investment options that parents can establish for their children. It’s an important question, and there are several options…
Direct Indexing in Luther Wealth's Future
In the great divide between active and passive investing strategies, Luther Wealth is definitely in the passive camp. All of my clients are fully invested…
RMDs: Required Minimum Distributions
Do you have money invested in a retirement account? If so, you may be responsible for taking Required Minimum Distributions (RMDs) every year to avoid IRS…
401k Selection: Focus on These Two Things
401k investments are often the entry point for young investors into the market. There are a lot of factors that can and should influence an investor's…
Personal Finance Basics
The past 50 years have seen incredible advances in investment accessibility for average Americans. With the development of simple indexed mutual funds in…